The sunshine state, as Florida is commonly referred to, is also a haven for retirees. A large number of older American citizens, especially those of some affluence, or from the colder regions of the country, are increasingly choosing to retire to Florida, or at least spend the winter months in homes that they have and own in the state.

A car can be an expensive purchase requiring substantial investment. So, it becomes important to protect this investment from risks like accidents and damages. A car insurance policy can help with this goal. That said, even insurance involves a significant investment. Its cost also differs based on the driver’s age.

Florida ranks fourth in the United States, and it is considered as one of the most expensive states to insure a vehicle. So getting car insurance in the state can be an expensive affair, especially when you’re moving there from a state where the rates are much lower and the regulations less stringent.

What is short term car insurance, and why would one want it? Well, short term car insurance refers to temporary insurance for your car and may be useful for a number of reasons. Short term car insurance offers full, comprehensive coverage for a car and covers anyone who drives the vehicle.

You need to have car insurance in order to drive your car every state mandates a certain basic insurance coverage. If you don’t have the money to spend on additional coverage, then, even though most experts and car insurance groups would not recommend it, you can go with what is the minimum mandated coverage for your state.

It is not up to the owner or driver of a car as to whether to carry insurance for the vehicle or not. It is a requirement, and by law, you cannot drive around in a vehicle that is uninsured. So, this means that when you’re buying a car, borrowing one, trading one, or even selling it, it is imperative to know for sure that the car’s papers, including insurance, are in order.